New Mortgage Rules

Still Confused? New Mortgage Rules Explained

There were some important rule changes put in place for mortgage lenders on October 17, 2016. For many buyers, the end result of the new mortgage rules will be less buying power. For sellers, it could mean lower selling prices. Depending on what you read and who you talk to, there might be some confusion on what exactly […]


The Dangers of Buying through the Listing Agent

As buyers become more savvy, we’re seeing a new trend emerge:  Buyers who want to work directly with the listing agent.  The two most common reason that we’re hearing from buyers is that they believe they will:   (1) Get insider information from the listing agent. A misconception that they will tell them how much they need to pay […]



What To Look Out For When Buying a Condo in Toronto

Buying A Condo In Toronto As the gentrification wave continues to ripple towards the outer edges of Toronto into Etobicoke and Scarborough, many home buyers are finding it increasingly difficult to find the amount of home they want vs what they can afford.  For many young couples, the idea of buying a condo in Toronto so they can live in […]


New minimum down payment on homes over $500K

If you were planning to purchase property this year valued between $500K-$1M with a 5% down payment, but it didn’t happen, you have until Feb 15th, 2016, before your minimum down payment is going to increase. The Federal government is increasing the minimum down payment required to buy a home valued at more than $500,000 in an […]